Mortgage Calculator

Buy-to-Let Mortgage Comparator (Interest-Only)

Compare 3 fixed-rate offers over the fixed term (typically 2 or 5 years). Shows total cost + cost per year.

Property value (£) The purchase price or current valuation. Loan to Value (LTV) Pick the LTV used by the lender (e.g., 75%).

Estimated loan amount — Calculated as Property value × LTV.

Offer A

Initial rate (%) The fixed rate for the initial term. Fixed term Usually 2 or 5 years. Product fee type Choose fixed fee or % of loan. Product fee value If %: enter the percent (e.g., 3). If fixed: enter £ amount.

Monthly interest — Interest-only payment estimate.

Product fee — Based on the fee settings.

Total cost over fixed term — Interest over term + fee.

Cost per year — Total divided by term.

Offer B

Monthly interest — Interest-only payment estimate.

Product fee — Based on the fee settings.

Total cost over fixed term — Interest over term + fee.

Cost per year — Total divided by term.

Offer C

Monthly interest — Interest-only payment estimate.

Product fee — Based on the fee settings.

Total cost over fixed term — Interest over term + fee.

Cost per year — Total divided by term.